Boldin users show amazing financial confidence – exceeding the national average

A financial plan will not only keep your fears calm, but it also gives you the confidence to take bold moves! That's what a new survey of 542 Boldin Plannerplus subscribers revealed. For Boldin users, planning has nothing to do with fear or limitation, but about clarity, control and new possibilities.

Survey snapshot: How confident are Boldin subscribers?

95% of Boldin Plannerplus subscribers say they have confidence in their financial futures – almost half (48.6%) report feeling Very Confident.

When asked, “Are you confident in your financial future?” the user answered:

• 95% of the reports feel very confident or somewhat confident
  • 48.6%: Very confident
  • 46.4%: Some confidence
• 4.3%: Neutral
• <1%: Not confident

Boldin users are more confident than most Americans

The confidence of Boldin subscribers is in stark contrast to the national survey, where only two-thirds of Americans express any financial confidence in their entirety.

The gap is undeniable:

• A study from Allianz Life found that 64% of Americans are worried about money without money (no need to worry about death)
• Nerdwallet reports only 47% of Gen X and 62% of the tide generation, who are confident in making financial decisions
• Authorization report says general financial confidence (optimism about achieving financial goals) drops to around 60%

Plan, don't want it

What is behind the confidence of Boldin subscribers? It's not luck – definitely not guess. Boldin users’ decisions are based on dynamic modeling, personalized forecasting, and a flexible financial roadmap for everyday use. While many Americans are not sure if they are on track, Boldin users are planning purposefully, which shows.

Confidence translates into early retirement

For many, this confidence has translated into action: 38% of respondents have retired or planned to retire, not what they expected, not out of necessity, but because they are optimistic about their future.

When Boldin asked “Have you changed your retirement schedule with a Boldin planner?” This is how the user responds:

• 47% Say their retirement timing is still the same as originally expected
• 38% Say they are planning to retire now (or have already had one more than they thought of first)
  • 25%: Now planning to retire earlier
  • 13%: Retired earlier than expected
• 15% Still figuring out
• Only 0.4% Report retirement later than planned

Given the uncertainty of the economy

Boldin users stand out at a time when the Fed reports financial uncertainty. The latest Beige Book (June 2025) depicts photos of national uneasiness: businesses are delaying recruitment and investment due to unpredictable trade policies and tariffs, consumer spending has eased, and several sectors are experiencing stagnation and even contraction. In short, lack of confidence.

Despite the economy fighting uncertainty, Boldin retirement planner users are actively modeling their future, exploring different situations, and adjusting plans with flexibility. They were not able to move forward purposefully, rather than being paralyzed by volatility.